The only online training platform built for rent-to-own professionals.  Courses now enrolling.

RTO SALES · COLLECTIONS · LEADERSHIP TRAINING

The Training Platform That Teaches Rent-to-Own Professionals How to Sell More, Collect More, and Lead Better.

RTO College delivers structured, role-specific training in sales, collections, operations, and leadership — built from 30+ years on the job in the rent-to-own industry. Not generic retail theory. Real systems that work in your store.

30+

YEARS OF
RTO
 

EXPERIENCE

5

ROLE-SPECIFIC TRAINING

TRACKS

1st

TRAINING

PLATFORM

BUILT ONLY FOR

RTO

THE PROBLEM

Your Industry Has Never Had a Real Training System. That’s Why

 Performance Is Inconsistent.

The rent-to-own business has its own sales cycle, its own collections pressure, and its

own customer relationships. But the training your team gets It’s either generic retail

 material, tribal knowledge passed down from the last manager, or nothing at all.

No Industry Standard

Every company builds its own approach from scratch. New hires shadow someone for a week and then they’re on their own. There’s no structured system — and it shows in the numbers.

Collections Gets Ignored

Collections drives RTO profitability, but most training programs treat it like an afterthought. Your team is improvising recovery calls instead of following a proven process.

No Industry Standard

Your best account manager got promoted — and now they’re drowning. Without a leadership framework, talented people struggle in roles they should own.

JR

Jay Roberts

Founder, RTO College

YOUR GUIDE

I Spent 30 Years in This Industry. I

Built the Training It Never Had.

I’ve been on the sales floor. I’ve made the collections calls. I’ve managed the stores and led the regions. I know what it feels like when the training doesn’t exist and you have to figure it out yourself — because that’s exactly what I did for three decades.

RTO College isn’t theory from an outsider. It’s a system built by someone who has done the work, hit the numbers, and developed the people. I created this platform because this industry’s professionals deserve training that was actually designed for them.

THE PLAN

Three Steps to Stronger

Performance

You don’t need another motivational speech. You need a system your team can execute. Here’s how RTO College works.


Choose Your Track

Select the training path that matches your

role — Account Manager, Sales Manager,

Store Manager, District Manager, or

Regional Leader.

Learn Proven Systems

Work through structured courses in sales, collections, communication, and leadership. Every module is built from real RTO

experience — not theory.

Apply and Perform

Take what you learn and put it to work in

your store immediately. Track your results. Access follow-up coaching when you need support.

Training Programs

Structured Training for Every Role in

Rent-to-Own

From the account manager making collections calls to the regional leader

 managing KPIs across locations — every program is built for how this industry

actually works.

CORE

Sales Mastery for RTO 

Learn how to close more rental agreements, handle RTO-specific objections, and build a repeat customer pipeline that drives consistent store revenue.


Built for: Account Managers, Sales Managers

CORE

Sales Mastery for RTO 

Reduce delinquency with a structured recovery process that protects your bottom line without destroying customer relationships.


Built for: Account Managers, Store Managers

ADVANCED

Communication Mastery

A 13-week program that changes how you connect with customers, lead your team, and handle the high-pressure conversations that define your results.


Built for: All Levels

LEADERSHIP

RTO Leadership System

Build high-performing teams, develop your next generation of managers, and install the accountability culture that produces consistent results.


Built for: Store Managers, District & Regional

LEADERSHIP

Operations & Performance

Master the KPIs, workflows, and operational systems that separate top-performing RTO locations from everyone else.



Built for: Store Managers, District Managers

COACHING

1-on-1 Coaching with Jay

Private coaching for RTO professionals who are serious about results. Build clarity, define commitments, and create a one-year action plan.



Built for: By Application

Two Paths. One Decision.

WHAT'S AT STAKE

✓  With RTO College

  • Your team follows a repeatable sales system instead of winging it
  • Collections improves because there’s a real process — not guesswork
  • Managers lead with a framework, not trial and error
  • You build a career on skills and systems, not luck
  • Store revenue grows because every role has a playbook

✗  Without It

  • Another quarter of inconsistent numbers and missed targets
  • Charge-offs keep climbing because nobody trained your team to collect
  • Good employees leave because there’s no growth path
  • Managers stay stuck between the sales floor and real leadership
  • You keep waiting for results instead of building a plan to get them

START NOW

Your Team Deserves Training That

Was Actually Built for This Industry

Stop patching together generic programs and hoping they stick. RTO College is

the only training platform designed from the ground up for rent-to-own

professionals — by someone who’s spent 30 years doing the work.